- Founder's Formula
- Posts
- How Stripe Crushed PayPal's Monopoly
How Stripe Crushed PayPal's Monopoly
And the most active angel investors of 2024

This season has been a reminder of what truly matters - quality time with loved ones. As Founders, we often sprint through the year focused on goals and ‘what’s next.’ December gives us that precious pause to appreciate the present (see what I did there).
Speaking of time - we've gathered up more impactful founder insights of the week:
#1
The most active U.S.-based angel investors in 2024 (based on @crunchbase data)
1. @sahin 🥇
2. @PaulTaylorVC (web3) 🥈
3. @eladgil 🥉— Lenny Rachitsky (@lennysan)
11:09 PM • Dec 24, 2024
Straight from the Crunchbase press - these are the most active angel investors of 2024. Crunchbase data isn’t always 100% accurate, but if you’re looking for funding, this list wouldn’t hurt to add to your network.
#2
In 2010, this Irish kid started the biggest upset in Silicon Valley history.
He emailed Paul Graham for advice.
Then Paul gave him ONE hack that made him a billionaire and crushed Elon's PayPal 20-year monopoly.
Here's the crazy story: 🧵
— Wayne Marlton (@marlton_wayne)
1:00 PM • Dec 5, 2024
This tweet thread dives into how Stripe got started and more importantly why. “Collision installation” was their secret weapon for early growth. My first sales job ever was door-to-door so I love this type of approach!
#3
YC on why vertical AI agents could be 10X bigger than SaaS:
— Ben Lang (@benln)
5:13 PM • Dec 3, 2024
Do you think AI Agents are the next big thing? YC seems to think so!..then again AI Agents are just SaaS at the end of the day.
I’ve seen so many AI Agent platforms that are okay, none that are great but it’s still early. It’s going to be interesting to see how the space evolves. I’d love to see a Founder publicly build a startup using JUST AI Agents.
#4
What is one sentence that has stayed with you after reading it?
(Bonus points for including the source.)
— James Clear (@JamesClear)
4:14 PM • Dec 4, 2024
The sentences/quotes people shared here were too damn good not to pass on. Hope you enjoy!
#5
The adhd brain is built for entrepreneurship
— Craig Weiss (@craigzLiszt)
11:19 PM • Dec 4, 2024
We’re built different.
Feel free to share your thoughts on this issue! If there’s any topics you’d like to know about as a Founder let us know and we’ll get to work to cover it.